Hints and Tips to Save Money省钱提示和技巧

Hints and Tips to Save Money

省钱提示和技巧

Spend less
This is not over simplifying the best way to save money! It is essential if you are serious about being a long-term money saver. Review what you spend and look at ways you can save money. Consider making telephone calls for instance only at off-peak times. Do you really need to have newspapers and magazines delivered? Can you do without those coffees you buy at break time every day—would a flask of coffee taken to work save you money? What about using the public lending library instead of buying books or music CDs? Once you start looking for ways to spend less you will quickly become an expert and really save money.

少花钱

这不是过度简化最佳方式去省钱！如果你真的想成为一个长期的省钱者，这是至关重要的。回顾一下你的花费，看看你可以省钱的方法。例如，考虑只在非高峰时间打电话。你真的需要送报纸和杂志吗？如果没有每天休息时间买的咖啡，你还能活下去吗？带一瓶咖啡去上班能帮你省钱吗？使用公共借阅图书馆而不是购买书籍或音乐CD怎么样？一旦你开始寻找减少支出的方法，你就会很快成为专家，真正省钱。

Establish a personal budget
This is essential for families and individuals. You will not be able to save money unless you know how much money you have coming in, and how much money you have going out. Once you have prepared a budget of incoming money and outgoing money, you will be able to identify areas where you can save. It is MUCH more difficult to save money over a long period of time (the rest of your life?) without a budget.

制定个人预算

这对家庭和个人至关重要。除非你知道自己有多少钱进账，又有多少钱出去，否则你就无法省钱。一旦你准备好了收入和支出的预算，你将能够确定你可以节省的领域。不做预算，在很长一段时间内（你的余生？）存钱是要困难得多的。

Bulk is good
Think about shopping and buying in bulk. You can also save money by cooking in bulk. This is a real way you can save money with little preparation and almost no extra outlay. Always purchase in bulk when you can. Prepared foods and convenience foods will always be much more expensive than all the ingredients needed to make the food. Preparing food in bulk and in advance also gives you the opportunity to plan ahead and be more accurate in your budget. Save money by buying in bulk whenever you can. One thing to be aware of when buying in bulk is to be sure that any product you buy will get used before it goes bad—you won’t save money if you have to throw stuff away. Buying in bulk is not only a good way to save money it is also a good strategy for coping with and surviving emergencies.

批量采购

考虑去商超进行整批采购。你也可以通过批量烹饪来省钱。这是一种真正的省钱方法，你只需很少准备，几乎不需要额外支出。如果可以的话，一定要批量购买。做好的食物和方便食品总是比自己备好食材去制作食物要昂贵得多。批量准备食物也能让你有机会提前做采购计划，使你的预算更加准确。只要有可能，就成批购买，这样可以省钱。批量购买时需要注意的一件事是，确保你购买的任何产品在变坏之前都会被使用，如果你不得不扔掉东西，你就不会省钱。批量购买不仅是省钱的好方法，也是在紧急情况下进行应对存活的好策略。

Make sure a sale is a sale

By this I mean do your price research before you commit to making an expensive purchase in a retailers money-off sale. You have to be sure the sale really is a sale and not a creative marketing strategy of the store to encourage you to spend your money without thinking. Once you have researched the true price of a product (any product) you are in a good position to take advantage of a sale, special offer or discount and really save money. “Buy one get one free”, “50% off”, and “Huge Discount” will only help you save money if the actual price you pay is lower than you would pay somewhere else for exactly the same product.

确保是真的特价

我的意思是：当零售商搞减价促销时，你确定血拼时，先进行价格研究。你必须确保这次特价是真的，而不是商店刺激你不假思索地花钱的所创造出来的营销策略。一旦你研究了一种产品（任何产品）的真实价格，你就可以充分利用清场价、特价或折扣价，真正省钱。“买一送一”、“五折”和“大折扣”这些优惠价，只有在你支付的实际价格真的低于你在其他地方为完全相同的产品支付的价格时才能帮助你省钱。

Buy used
Sure, we all like to buy new. But there are huge money savings to be made in buying used. Typically cars lose one-third of their value in the first 24 months from new. Why not buy a car 24 months old? Other items such as clothes can be worth even less just the day after new. Look for ways to buy “as good as new” items and save money. Typical products you might consider buying used to save money include: cars, clothes, electrical goods, garden items.., tools and sheds, household items.., pots and pans—the list of used goods where you can save money is endless.

购买闲置物

当然，我们都喜欢买新的。但购买二手货可以节省大量资金。通常情况下，汽车在新车上市后的前2年内会折价三分之一。为什么不买一辆已经使用了2年内的车呢？其他物品，如衣服，在新买的第二天可能就会贬值了。去寻找且购买“像新的一样好”商品的方法，这样节省资金。你可能会考虑购买用来省钱的典型产品包括：汽车、衣服、电器、花园用品、工具和棚屋、家居用品、锅碗瓢盆。你可以省钱的闲置物不胜枚举。

Don’t carry excessive debt
Some debt in our lives may be essential. We may need a mortgage to purchase a home, we may need to use our credit card to make purchases until pay-day, but your aim to save money should be to have as little debt as possible. Credit card debt is typically the most expensive debt we may carry. You will be able to save money every month if you make it an absolute rule to pay off your outstanding balance every month. If you can have the discipline to do this you will save money by effectively having no debt and thus no interest charge on your credit card(s).

不要背负过多的债务

我们生活中的一些债务可能是无法避免的。在发薪日前，我们可能需要抵押贷款来买房，我们可能需要使用信用卡购物，但你们存钱的目的应该是尽可能少的负债。信用卡债务通常是我们可能承担的最昂贵的债务。如果你把每月付清未付余额作为一条绝对规则，那么你每个月都可以省钱。如果你能做到这一点，你将有效无债务的省钱，因为你的信用卡上没有利息。

Save money
No, I mean really save some money. Each week or each month get into the habit of putting an amount, however small into your savings. You could start by saving a very small fixed amount each time and then move to putting in larger amounts once you begin to save money from your other money saving strategies. You will find that by saving money on a regular basis you will quickly build up a store of reserve money and also feel motivated to save more. The hardest part is to take the first step and start saving money—so START TODAY and save some money NOW! If you find it impossible to save money once you have it, consider having money deducted from your paycheck direct each month. This can be a great way to save money rapidly as once it is set up you will not notice it is being collected and your savings will grow with no more effort from you.

省钱

是的，我是说真的省点钱。每周或每月养成一个习惯，把一笔钱存起来，不管它有多小。你可以从每次储蓄一个非常小的固定金额开始，然后一旦你开始从其他省钱策略中省钱，就开始投入更多的金额。你会发现，通过定期存钱，你会很快建立起一个储备货币库，也会感到有动力去存更多的钱。最困难的部分是迈出第一步，开始攒钱，所以从今天开始，现在就攒钱！如果你发现一旦有了钱就不可能省钱，考虑每月直接从薪水中扣除。这是一种快速省钱的好方法，因为一旦设置好了，你就不会注意到自动扣款，你的储蓄也会增长，不再需要你付出更多的努力。

Shop wisely

Consider markets, superstores, farmer’s markets, local shops, malls and stores. Anywhere is worth checking out to see if you can save money. Farmer’s markets can be particularly good places to save money. Typically you are buying direct from the producer of the product so the savings are passed on to you. Use your bulk buying strategy here—farmer’s markets often offer opportunities to save money by buying larger quantities of food, for instance potatoes, rice or corn. Save money and shop wisely.

明智地购物

想想市场、超市、农贸市场、当地商店、大商场和小商店。任何地方都值得一试，看看你是否能省钱。农贸市场是省钱的好地方。通常情况下，您直接从产品生产商那里购买产品，因此节省下来的成本会转给您。在这里使用你的批量购买策略，农贸市场通常通过购买大量的食物来提供省钱的机会，例如土豆、大米或玉米。省钱，明智购物。

Eat in rather than out
This is a huge area where you can save money. A cup of coffee taken out could easily cost you TWENTY times (or more) what it would cost you to make it at home. So think before you drink when you are out. Eating is the same. Fast food restaurants are counting on your eating food that you perhaps don’t really need at that time but buy just because it is quick. Why not wait until you get home and have a more nutritious meal and save money at the same time?

在家吃饭而非外出用餐

这是一个可以省钱的大领域。一杯带出去的咖啡很容易就要花掉你在家煮咖啡的二十倍（甚至更多）。所以，当你外出时，在喝之前先想一想。吃也是一样的。快餐店正指望你吃那些你当时可能并不真正需要的食物，而只是因为它很快就可以吃到。为什么不等到你回家，吃一顿更有营养的饭，同时省钱呢？

Use less
This money saving tip is a lesson we all need to learn. We live in a consumer society where waste is a huge problem. If we could all use and consume less there would be less waste, less power consumption, and the benefits for you are SAVING MONEY. Consider using less shampoo when you wash your hair, this may not mean washing your hair less effectively but it means not flushing the excess shampoo and your money down the drain. What about saving on heating? Turn the thermostat down or put on extra clothes when you are cold. Turn off lights, the TV and the computer when they are not in use. Each little saving you make will build up and enable you to save money. Huge savings in energy can be made which will save you money and be good for our planet and the other people on it.

查看答案解析

减少消耗

这个省钱秘诀是我们都需要学习的一课。我们生活在一个消费社会，浪费是一个巨大的问题。如果我们都能减少使用和消耗，那么浪费就会减少，耗电也会减少，而对你们来说，好处就是省钱。当你洗头时，考虑少用洗发水，这可能并不意味着洗头效率降低，但这意味着不要把多余的洗发水和你的钱冲走。节省供暖费用怎么样？关掉恒温器，当你冷的时候，多穿衣服。不用时关掉电灯、电视和电脑。你的每一点积蓄都会积攒起来，使你能够省钱。可以节省大量的能源，这将节省你的钱，并有利于我们的星球和地球上的其他人。

希望我的分享能够对你有所帮助。

如果你喜欢，请你随手分享给周围需要的人。

特别提醒：如有启发，给我鼓励，请不要忘记点赞分享哦！