08/2024 Rates Drop: 15-yr fixed 5.25%

文摘   2024-08-13 09:01   美国  

房产买卖 | 最低利率 | 现金Offer

随着市场对2024年9月美联储会议将确定降息的预测, 各大银行纷纷提前作出反应, 将市场利息向下调整, 目前市场最低利率如下:

As the market predicts that the 09/2024 Federal Reserve meeting will confirm an interest rate cut, all banks have reacted in advance and adjusted market interest rates downward. The current lowest interest rates in the market are as follows:

Low rates highlighting:

*Conforming fixed rate lower: 30-yr fixed, 6.0%

*Super Conforming loan up to $1.149M: 7-yr ARM, 6.0%

*Jumbo loan refinance: 7-yr ARM , 6.125%

*Purchase loan rate as low as: 7-yr ARM, 6.0%

*Please call to check rental house rate as 30 yr fix 6.375% based on no point only & JUMBO cash out is available now as no point no cost


Current best purchase mortgage APR rate from major lender:


Conforming Loan < $766,550
5-yr ARM, 6.0
7-yr ARM, 6.0
10-yr ARM, 6.0
15-yr fixed, 5.25
30-yr fixed, 6.0

Super Conforming Loan $766,550 - $1,149,825
5-yr ARM,  6.0
7-yr ARM,  6.0
10-yr ARM, 6.0
15-yr fixed, 6.375
30-yr fixed, 6.375

Jumbo Loan > $1,149,825
5-yr ARM, 6.0
7-yr ARM,  6.0
10-yr ARM, 6.0
30-yr fixed, 6.375

Please call Lynn Meng at 408-416-8736 or add WeChat:mly95132 if interested or any question. Some limits might apply. Thank you.

Who is Lynn Meng?

  • Licensed real estate and mortgage agent of California, U.S.
  • Founder of Morgan Real Estate and Financial, San Jose, CA, U.S.
  • Licensed lawyer of China since 2000
  • LL.M. Master of Laws, Santa Clara University Law School, U.S. 2006
  • Top 20 loan officer of US nationwide in 2021,Quicken Loans Mortgage Bank

  • 美国加州资深房地产贷款经纪人
  • 美国加州圣荷西摩根房地产投资公司合伙人
  • 2000年 获得中国执业律师资格
  • 2006年 圣克拉拉大学法学院法学硕士毕业
  • Quicken Loans Mortgage 2021年银行信贷完成总额全美排名前20名

Morgan Real Estate and Financial  

Best Service and Best Rate

We're a group of licensed real estate and mortgage consultants, dedicated to providing California home owners and investors best services. We provide home buying, selling and mortgage services as one stop shopping. In addition, we also provide EB-5 investment green card services to foreign investors as a total solution. We're an equal housing lender and broker.

Buying a home and obtaining a mortgage can be a complicated process, but we make it simple by offering customized solutions to home owners through a consultative approach. Backed by over 50 major banks, we can always get best deals and solutions for your needs. Over the past several years, we have closed over $3 billion dollar transactions and serviced thousands of satisfied customers. We're ranked #1 mortgage broker in Silicon Valley by Chicago Title.


Our services include:

  • Real Estate Buy and Sell

  • Purchase Loan

  • No Point, No Fee Re-finance

  • EB-5 Investment Green Card

  • Broker Price Opinion

  • Free Consultation...


Our business culture and value:

  • Customers deserve best rate and service

  • Customers are entitled for shopping

  • Customer satisfaction is our goal

  • Business based on honesty and integrity

  • Win Win


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