2025 Conforming 预计新贷款限额: $1,203,975 in Santa Clara County

文摘   2024-09-15 03:00   美国  

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2025 FHFA 计划提高房利美和房地美抵押贷款的 2025 年Conforming贷款限额。部分银行提前预测,并已经采用新的Conforming额度接收贷款。

预计conforming 最新限额:

Conforming Limit: $802,650

Super Conforming/High Balance Limit: $1,203,975

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市场最低利息update: 15-yr fixed, 4.625

Current best purchase mortgage APR rate from major lender:


Conforming Loan < $802,650
5-yr ARM, 5.5
7-yr ARM, 5.5
10-yr ARM, 5.5
15-yr fixed, 4.625
30-yr fixed, 5.5

Super Conforming Loan $802,650- $1,203,975
5-yr ARM,  5.5
7-yr ARM,  5.5
10-yr ARM, 5.625
15-yr fixed, 4.75
30-yr fixed, 5.625

Jumbo Loan > $1,203,975
5-yr ARM, 5.5
7-yr ARM,  5.5
10-yr ARM, 5.625
30-yr fixed, 5.875



Who is Lynn Meng?

  • Licensed real estate and mortgage agent of California, U.S.
  • Founder of Morgan Real Estate and Financial, San Jose, CA, U.S.
  • Licensed lawyer of China since 2000
  • LL.M. Master of Laws, Santa Clara University Law School, U.S. 2006
  • Top 20 loan officer of US nationwide in 2021,Quicken Loans Mortgage Bank

  • 美国加州资深房地产贷款经纪人
  • 美国加州圣荷西摩根房地产投资公司合伙人
  • 2000年 获得中国执业律师资格
  • 2006年 圣克拉拉大学法学院法学硕士毕业
  • Quicken Loans Mortgage 2021年银行信贷完成总额全美排名前20名

Morgan Real Estate and Financial  

Best Service and Best Rate

We're a group of licensed real estate and mortgage consultants, dedicated to providing California home owners and investors best services. We provide home buying, selling and mortgage services as one stop shopping. In addition, we also provide EB-5 investment green card services to foreign investors as a total solution. We're an equal housing lender and broker.

Buying a home and obtaining a mortgage can be a complicated process, but we make it simple by offering customized solutions to home owners through a consultative approach. Backed by over 50 major banks, we can always get best deals and solutions for your needs. Over the past several years, we have closed over $3 billion dollar transactions and serviced thousands of satisfied customers. We're ranked #1 mortgage broker in Silicon Valley by Chicago Title.


Our services include:

  • Real Estate Buy and Sell

  • Purchase Loan

  • No Point, No Fee Re-finance

  • EB-5 Investment Green Card

  • Broker Price Opinion

  • Free Consultation...


Our business culture and value:

  • Customers deserve best rate and service

  • Customers are entitled for shopping

  • Customer satisfaction is our goal

  • Business based on honesty and integrity

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