Intesa Sanpaolo, Italy’s largest bank, announced plans on Wednesday to axe almost 10 per cent of its workforce as it aims to reduce costs and accelerate its digital transformation.
据路透社报道，为降低成本并加速数字化转型，意大利最大的银行意大利最大的银行联合圣保罗银行（Intesa Sanpaolo）于周三宣布计划裁员近10%。
The lender said it had struck a deal with trade unions to cut 9,000 jobs on a voluntary basis over the next three years — including 4,000 early retirements — that will allow Intesa to save €500mn each year from 2028.
联合圣保罗银行表示，与工会达成协议，在未来三年内自愿裁员9,000人，包括4,000 人提前退休，这将使该行从2028年起每年节省5亿欧元。
The company also said it would book charges of €350mn in the fourth quarter of this year relating to the redundancy programme, but added this would not affect the €8.5bn of net income it is targeting for 2024.
此外，该行还表示，今年第四季度将预留因裁员计划支付3.5亿欧元的费用。不过，该行也补充说，不会影响2024年85亿欧元净利润的目标。
Intesa said in its 2023 annual report that it had 94,368 employees. It is due to announce third-quarter earnings next week.
联合圣保罗银行将于下周公布第三季度收益报告。在其2023年年度报告中，该行表示，共拥有94,368名员工。
Lenders have been cutting jobs as customers increasingly use online banking, and companies no longer need extensive branch networks.
随着客户越来越多地使用网上银行，贷款机构一直在裁员，而公司也不再需要广泛的分支机构网络。
Intesa said the exit package for employees would “enable generational change at no social cost, also owing to significant investment in technology”.
联合圣保罗银行表示，员工离职计划将“在不造成社会成本的情况下，实现代际变革，这也是由于对技术的大量投资”。
The reorganisation is part of a broader 2022-25 business plan by Intesa that envisages streamlined processes and greater efficiency.
此次重组，是联合圣保罗银行更广泛的2022-25业务计划的一部分，该计划设想简化流程并提高效率。
Intesa said it would offer the exit package to all its workforce — including managers.
联合银行表示，将向包括管理人员在内的所有员工提供离职方案。
The job cuts, which will lead to an unspecified number of bank branches closing, will be mainly focused on Intesa’s Italian staff.
此次裁员将导致数量不详的银行分行关闭，主要针对联合圣保罗银行的意大利员工。
However, about 2,000 departures are planned across the company’s offices located overseas.
不过，该银行海外办事处计划约有2,000人离职。
Intesa said it would hire 3,500 young professionals by June 2028 who would focus on selling more profitable products such as wealth management and insurance.
联合圣保罗银行表示，到2028年6月，将雇用专注于销售财富管理和保险等利润更高的产品的3,500名年轻专业人士。
Under its 2022-25 business plan, Intesa has increased digital investments as it pursues lower retail banking costs.
根据2022-25年业务计划，该行增加了数字投资，以降低零售银行成本。
But branch closures have been a particularly arduous task in a country where older customers still rely on lenders’ physical presence.
在老年客户依然依赖贷款机构实体存在的国家，关闭分支机构会是一项特别艰巨的任务。
Last year Intesa received complaints after it began shifting thousands of customers to Isybank, its online-only service, without their consent, and was forced by Italy’s competition regulator to halt the automated migration.
去年，在未经客户同意的情况下，联合圣保罗银行开始将数千名客户转移到其纯在线服务Isybank后收到投诉，并被意大利竞争监管机构强迫停止自动迁移。
This month the lender announced the creation of a new chief security officer role to deal with increasing cyber threats.
本月，该行宣布设立新的首席安全官职位，以应对日益增加的网络威胁。
Intesa’s digital systems were called into question this month after it emerged a rogue employee had made more than 6,000 illegal breaches of accounts, including those of Prime Minister Giorgia Meloni and other politicians. The company issued a public apology.
本月，该行的数字系统受到质疑，因为一名“不忠诚”员工非法入侵了6,000多个账户，其中包括意大利总理乔治亚·梅洛尼和其他政治人物的账户。对此，该行发表了公开道歉。
