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翻译整理：张政元，陈杰
*机器翻译未经详细复检，仅供参考
THE VICE PRESIDENT:
Thank you, and greetings to everyone.
So, every American deserves affordable housing. Yet, in communities across our nation, the cost of housing is just too high.
Part of the reason for the high cost of housing is a lack of supply. In many communities, there’s simply not enough affordable housing available and significant barriers prevent more from being built.
So, today, I am proud to announce we are investing $85 million, with another $100 million later this summer, to help more than 20 cities remove these barriers.
One such barrier is that it can be difficult for affordable housing developers to be able to afford to buy and develop land. To address this, in Milwaukee, our investment will help the city provides subsidies to builders to help them develop vacant lots and abandoned buildings into affordable housing.
Another barrier that often limits building is insufficient infrastructure. For example, in Denver, there are plots of land available but not yet connected to the electric grid. Through this investment, we will help Denver offer loans to developers to build the power lines and water mains that are necessary for new housing.
This investment is part of a larger strategy to lower rents and help more Americans buy a home. President Biden and I have proposed a national housing plan to build 2 million units of affordable housing.
Our plan will also help millions of families afford to buy their first home. We will give folks who are the first in their family — first generation in their family to buy a home $25,000 for a down payment, and we’ll give millions of first-time homebuyers $400 a month to help them meet their mortgage.
We continue to demand that the United States Congress pass our housing plan.
Throughout my career, I have worked to protect homeowners and renters and help more Americans take advantage of the wealth-building power — the intergenerational wealth-building power of homeownership.
As Attorney General of California, I drafted and helped pass the California Homeowner Bill of Rights, which was one of the first in the nation to protect consumers from unfair mortgages and predatory foreclosure practices. And I secured $20 billion for homeowners that were harmed by the big banks during the foreclosure crisis.
As Vice President, I have continued this work on behalf of homeowners and renters. Since taking office, we’ve prevented excessive rent increases for 2 million low-income families; we are cracking down on corporate landlords who break antitrust laws and keep rents high; we are working to ban rental junk fees that cost renters hundreds of dollars a month — for example, unnecessary fees for mail forwarding or to pay rent online; and we have helped nearly 700,000 homeowners save close to $1,000 a year by reducing the cost of mortgage insurance.
Since taking office, we have made progress in lowering housing costs. And there is more work to do. President Biden and I will continue to fight to help more Americans afford to pay their rent and be able to afford to buy a home.
I thank you all. And now I’m going to turn it over to the Acting Secretary of the Department of Housing and Urban Development, who has been doing extraordinary work — and I thank you for that — Adrianne Todman.
美国副总统卡玛拉·哈里斯宣布住房新行动的新闻发布会
声明和新闻稿
通过电话会议
2024年6月26日
美国副总统卡玛拉·哈里斯：
尊敬的各位听众，大家好。
每个美国人都应享有可支付住房。然而，在美国许多社区，住房成本居高不下。部分原因在于房屋供应不足，许多社区缺乏足够的可支付住房，且存在建设新住房的重大障碍。
因此，我今天自豪地宣布，我们将投资8500万美元，并在今年夏天晚些时候再追加投资1亿美元，帮助20多个城市消除这些障碍。
其中一个障碍是，可支付住房开发商往往难以负担土地购买和开发的成本。为了解决这个问题，在密尔沃基，我们将通过投资帮助市政府向建筑商提供补贴，将空闲地块和废弃建筑改造为可支付住房。
另一个经常限制建设的障碍是基础设施不足。例如，在丹佛，尽管有土地可供使用，但尚未与电网连接。我们将通过投资帮助提供贷款给开发商，建设新住房所需的电力线路和水管。
这项投资是我们更广泛战略的一部分，旨在降低租金并帮助更多美国人购房。拜登总统和我提出了一个全国性的住房计划，目标是建造200万套可支付住房。
我们的计划还将帮助数百万家庭负担得起购买他们的首套住房。我们将为首次购房的家庭提供高达2.5万美元的首付支持，并为数百万首次购房者每月提供400美元的抵押贷款援助。
我们持续敦促美国国会通过我们的住房计划。
在我的职业生涯中，始终致力于维护房产所有者和租户的权益，并帮助更多的美国人通过置业实现财富的代际增长。
作为加利福尼亚州的总检察长，我起草并推动通过了《加州房主权利法案》，这是美国首个保护消费者免受不公平抵押贷款和掠夺性止赎行为侵害的法案之一。此外，我还为在止赎危机中受损的房主争取到了200亿美元的补偿。
作为副总统，我继续为房主和租户的利益努力。上任至今，我们已成功避免了200万户低收入家庭的租金不合理上涨；我们严厉打击那些违反反垄断法、哄抬租金的企业房东；我们正致力于取缔每月对租户造成的数百美元附加费用，包括取消邮件转发费和在线支付租金的不必要收费；此外，我们还帮助了近70万房主通过减少按揭保险成本，每年平均节约约1000美元。
自上任以来，我们在降低住房成本方面取得了进展。但仍有更多工作要做。我和拜登总统将继续努力，帮助更多美国人负担得起租金并能够购买住房。
感谢大家。现在，我将把发言转交给住房和城市发展部代理部长阿德里安娜·托德曼，她一直在做非凡的工作。感谢你的贡献。
