从FCE到雅托，除了英语，更要培养孩子理财~（3月范文干货继续）

托福作文：赞成和家里人一起做生意吗？

3月FCE，CAE 澳洲新西兰考场

Is it good to give children pocket money？给孩子零花钱的好处有哪些？

3月雅思新题：如何教会学生理财知识

In many countries students who leave high school have no understanding of how to manage their money. Why is this case? What can be done to improve students understanding of how to manage personal finance? 如何教会学生理财

剑桥CAE&雅思大作文示范

A lack of money management skills among high school graduates has become a prevalent issue that concerns many countries in recent times. While several factors may contribute to this trend, I attribute this problem primarily to the imbalance in school education and the impact of media, and I will provide some practical suggestions to address these issues.

To identify the root causes of inadequate financial awareness among young people, it is essential to first understand the status quo of high school education. Given the intense competition for university admissions, high schools tend to prioritize students’ academic performance over other practical skills, including financial management competency. Another significant factor we cannot afford to overlook is the advertising targeted at teenagers, which influences impressionable young minds to adopt an extravagant lifestyle. Those exposed to ubiquitous advertisements are less likely to manage their finances rationally.

Although the inadequacy of financial planning among high school graduates is a concern in many countries, there are steps we can take to mitigate this trend. One suggestion is to make financial management a compulsory course in the high school curriculum. Introducing students to this area of knowledge during their pre-university years can cultivate a basic understanding of how to manage their money effectively. Another approach could involve stricter regulation of marketing aimed at teenagers, which would reduce the temptation for young people to indulge in excessive spending.

From the discussion above, I conclude that the lack of financial management skills among the younger generation results from inadequate high school education and misleading media influences. In response, an adjustment to the high school curriculum and strengthened media regulations are necessary measures to address this problem.

相关词汇补充和语法结构

Lack of money management skills 缺乏金钱管理技能

Prevalent issue 普遍问题

Imbalance in school education 学校教育的不平衡

Practical suggestions 实际建议

Root causes 根本原因

Status quo 现状

Intense competition for university admissions 激烈的大学入学竞争

Financial management competency 财务管理能力

Advertising targeted at teenagers 针对青少年的广告

Impressionable young minds 易受影响的年轻心智

Extravagant lifestyle 奢侈的生活方式

Ubiquitous advertisements 无处不在的广告

Manage their finances rationally 理性管理财务

Mitigate this trend 减轻这一趋势

Compulsory course 必修课

Pre-university years 大学前的年份

Cultivate a basic understanding 培养基本理解

Stricter regulation of marketing 更严格的市场监管

Excessive spending 过度消费

Adjustment to the high school curriculum 对高中课程的调整

Strengthened media regulations 加强的媒体规定