▲图片来源 | 中国货币网
LPR利率变化表（2024.11.20） | ||||
公布日期 | 1年期 | 5年期以上 | ||
LPR | 4倍LPR | LPR | 4倍LPR | |
2024-11-20 | 3.1% | 12.4% | 3.6% | 14.4% |
2024-10-21 | 3.1% | 12.4% | 3.6% | 14.4% |
| 2024-09-20 | 3.35% | 13.4% | 3.85% | 15.4% |
| 2024-08-20 | 3.35% | 13.4% | 3.85% | 15.4% |
2024-07-22 | 3.35% | 13.4% | 3.85% | 15.4% |
2024-06-20 | 3.45% | 13.8% | 3.95% | 15.8% |
2024-05-20 | 3.45% | 13.8% | 3.95% | 15.8% |
2024-04-22 | 3.45% | 13.8% | 3.95% | 15.8% |
2024-03-20 | 3.45% | 13.8% | 3.95% | 15.8% |
2024-02-20 | 3.45% | 13.8% | 3.95% | 15.8% |
2024-01-22 | 3.45% | 13.8% | 4.20% | 16.8% |
2023-12-20 | 3.45% | 13.8% | 4.20% | 16.8% |
2023-11-20 | 3.45% | 13.8% | 4.20% | 16.8% |
2023-10-20 | 3.45% | 13.8% | 4.20% | 16.8% |
2023-09-20 | 3.45% | 13.8% | 4.20% | 16.8% |
2023-08-21 | 3.45% | 13.8% | 4.20% | 16.8% |
2023-07-20 | 3.55% | 14.2% | 4.20% | 16.8% |
2023-06-20 | 3.55% | 14.2% | 4.20% | 16.8% |
2023-05-22 | 3.65% | 14.6% | 4.30% | 17.2% |
2023-04-20 | 3.65% | 14.6% | 4.30% | 17.2% |
2023-03-20 | 3.65% | 14.6% | 4.30% | 17.2% |
2023-02-20 | 3.65% | 14.6% | 4.30% | 17.2% |
2023-01-20 | 3.65% | 14.6% | 4.30% | 17.2% |
2022-12-20 | 3.65% | 14.6% | 4.30% | 17.2% |
2022-11-21 | 3.65% | 14.6% | 4.30% | 17.2% |
2022-10-20 | 3.65% | 14.6% | 4.30% | 17.2% |
2022-09-20 | 3.65% | 14.6% | 4.30% | 17.2% |
2022-08-22 | 3.65% | 14.6% | 4.30% | 17.2% |
2022-07-20 | 3.70% | 14.8% | 4.45% | 17.8% |
2022-06-20 | 3.70% | 14.8% | 4.45% | 17.8% |
2022-05-20 | 3.70% | 14.8% | 4.45% | 17.8% |
2022-04-20 | 3.70% | 14.8% | 4.60% | 18.4% |
2022-03-21 | 3.70% | 14.8% | 4.60% | 18.4% |
2022-02-21 | 3.70% | 14.8% | 4.60% | 18.4% |
2022-01-20 | 3.70% | 14.8% | 4.60% | 18.4% |
2021-12-20 | 3.80% | 15.2% | 4.65% | 18.6% |
2021-11-22 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-10-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-09-22 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-08-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-07-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-06-21 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-05-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-04-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-03-22 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-02-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2021-01-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-12-21 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-11-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-10-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-09-21 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-08-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-07-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-06-22 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-05-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-04-20 | 3.85% | 15.4% | 4.65% | 18.6% |
2020-03-20 | 4.05% | 16.2% | 4.75% | 19% |
2020-02-20 | 4.05% | 16.2% | 4.75% | 19% |
2020-01-20 | 4.15% | 16.6% | 4.80% | 19.2% |
2019-12-20 | 4.15% | 16.6% | 4.80% | 19.2% |
2019-11-20 | 4.15% | 16.6% | 4.80% | 19.2% |
2019-10-21 | 4.20% | 16.8% | 4.85% | 19.4% |
2019-09-20 | 4.20% | 16.8% | 4.85% | 19.4% |
2019-08-20 | 4.25% | 17% | 4.85% | 19.4% |
数据来源： | 中国货币网 | |||
www.chinamoney.com.cn | 资料整理/粤小讼 | |||
温馨提示：点击文末“阅读原文”可查看LPR历史数据
根据《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》(2020第二次修正) 的第25条、第27-29条的规定，一年期贷款市场报价利率（LPR）决定了民间借贷的最高利率标准（4倍LPR）以及在既未约定借期内利率，也未约定逾期利率的情况下，逾期还款利息的计算标准（1倍LPR）。
第二，1年期LPR与逾期付款损失相关
根据《最高人民法院关于审理买卖合同纠纷案件适用法律问题的解释（2020修正）》第18条第4款的规定，买卖合同没有约定逾期付款违约金或者该违约金的计算方法，出卖人以买受人违约为由主张赔偿逾期付款损失，违约行为发生在2019年8月20日之后的，人民法院可以违约行为发生时中国人民银行授权全国银行间同业拆借中心公布的一年期贷款市场报价利率（LPR）标准为基础，加计30—50%计算逾期付款损失。
第三，1年期LPR与工程垫资利息、欠付工程价款利息相关
根据《最高人民法院关于审理建设工程施工合同纠纷案件适用法律问题的解释（一）》第25条的规定，“当事人对垫资和垫资利息有约定，承包人请求按照约定返还垫资及其利息的，人民法院应予支持，但是约定的利息计算标准高于垫资时的同类贷款利率或者同期贷款市场报价利率的部分除外。”
根据《最高人民法院关于审理建设工程施工合同纠纷案件适用法律问题的解释（一）》第26条的规定，“当事人对欠付工程价款利息计付标准有约定的，按照约定处理。没有约定的，按照同期同类贷款利率或者同期贷款市场报价利率计息。”
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