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2025第一场线下托福考试，学术讨论其实是“新瓶装旧酒”，去考试的同学都感觉不难。
话题是“使用现金”的好坏处，其实改革后真题考过多次“电子支付”的好坏处，以及“线上购物”的好坏处，核心思路和高级表达都大同小异~
下文给大家带来题干和思路，最近参加考试的同学可以先收藏，自己也写出全文做练习！
TOEFL
题干+满分解题思路
# Doctor Diaz
We are discussing recent trends in consumer behavior. One trend is a decrease in the use of cash money. Consumers don't use physical money to pay for things as much as they used to. Online shopping has a big impact on this. But even when shopping in person, more people are using credit cards, cash cards, and phone apps to make purchases. So do you think the decrease in using cash is positive or negative? Why?
# Andrew
I think it's great. l avoid using physical money. The main reason is that l don't want to carry around a wallet stuffed with paper bills and coins. l carry my mobile phone with me anyway, so why carry two things when l only need one? Using my phone to pay for things in the store is a huge convenience.
# Claire
I think it's negative. It's easier to keep track of your spending when you use cash. When paying with cards or phone apps, it's easy to ignore how much you spend and go over your budget. But with physical money, you are more aware of your of spending, and if you run out of cash, you can't spend any more!
支持的思路：
👉如果顺着Andrew说，可以说电子支付确实bring tremendous convenience.
补充论据可以说方便还体现在电子支付只需要a tap of phone/swipe a card,也省去了计算零钱的步骤。
新的论点可以说“安全”:reduces the risk of theft or loss.
还可以说“卫生”：reduce physical contact with cash has been seen aas a way to minimize the spread of germs.
👉如果顺着Claire的思路说比较难，因为她说的已经比较具体了，可以写：Seeing a dwindling pile of cash in your wallet is a constant visual reminder to control your spending.
或者With cash, you physically see and feel the money leaving your hands, which reinforces the idea that you're spending resources. This tangible action creates a stronger awareness of expenditure.
新的坏处可以说，使用信用卡或手机支付可能涉及隐性费用，如信用卡的利息或商家的附加手续费。相较之下，现金支付更加透明，消费时不会有额外的财务负担。
反驳的思路：
👉反对Andrew可以提电子支付坏处，比如老年人用电子支付很麻烦，或者一些国家的农村地区没有网络情况不好。
另外电子设备容易被入侵，或者出现故障，停电，网络中断，导致支付出现困难。
还可以提digital transactions can be tracked可能有隐私泄露的问题。
👉反对Claire，可以说数字支付也可以有效管理支出：例如，银行或支付应用会自动分类开销，生成月度报告，这比手动数现金更高效。用户可以通过这些工具设定预算提醒，帮助控制消费。
以上就是2025第一场托福考试的写作题目与魏老师对于写作的满分思路解读！
欢迎同学们来咨询魏老师今年寒假的班级课程，跟紧老师步伐，满分作文不是梦！
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