防范电信诈骗 Anti-telecommunication fraud

骗子通过随机发送短信、电子邮件或在网页中置入虚假弹出框的方式，发布幸运QQ号、幸运游戏账号等中奖信息。例如：“恭喜您已被后台随机抽取为砸金蛋活动幸运二等奖，奖金58000元及笔记本电脑一台，请致电：40012345678 或登录 www.123456.com 领取，激活码2375”，同学们在登录该网站看到页面显示的中奖人名单和公证员资料后，被要求先支付个人所得税、公证费、手续费等，从而被骗取钱财。

Random text messages are sent via e-mail or pop-up in web pages, a site publishes a list of winning QQ numbers, account numbers, etc. A message might read:＂Congratulations, you have been randomly selected for smashing golden egg activities prize. Prize money is 58,000 yuan and a laptop, please call: 40012345678 or log onto www.123456.com collection, and input code 2375.The student then logs on to the website to see the list of winners and notary information displayed page, and is asked to pay personal income tax, notary fees, handling fees,etc.,thereby becoming a victim of defrauding money.

骗子通过短信群发器向特定人群发送短信“你好！我是房东，手机号码换了，以后租金打到我妻子的工行卡上：6215......”。这种广泛撒网的方式，往往会刚巧发给某个正要给房东转账汇钱的同学，使其极易因疏忽大意将款项错误汇入骗子提供的账户内。

Text messages are sent to out to targeted groups that read something like: “Hello I am your landlord, please submit the next rent payment to my wife's bank account:6215...” This kind of wide-net approach may manage to fool a few unsuspecting foreign exchange students who happen to be getting ready to pay the rent to the landlord. Students then transfer money into the account provided by the scammers.

骗子通过群发短信“温馨提醒：您有一个包裹因地址不详，无法按时投递，请与邮局联系，电话：0755-12345678.”在受害人拨打电话询问时，告知其邮包内被查出有毒品或其他违禁品，必须联系公安机关。骗子随后冒充公安机关，称受害人涉嫌违法犯罪活动，必须交纳一定保证金，否则将会受到法律的制裁。受害人在恐惧中被骗钱财。

Scammers send a text message that reads something like: “Reminder: You have a package that could not be delivered on time because the address was unclear, please contact the Post Office,Tel:0755-12345678.” When the person who received this kind of message calls back, they are informed by individuals pretending to work for the police department that their parcels were found to contain drugs or other contraband, and must contact the public security officials. After that, crooks posing as the police arrive and threaten the victim by saying that unless he/she pays a fine, he/she will be punished by law. Afraid of running afoul of the law, the victim is defrauded.

骗子冒充警察、检察官、法官等司法部门的工作人员，谎称受害人的身份证被人盗用或涉及“洗黑钱”等重特大刑事案件，急需对其名下的所有账户进行冻结，要求其将资金转至“监管账号”以证明资金的清白，通过分工扮演不同角色，逐步将受害人引入转账付款的陷阱。

Scammers pose as the police, or as state prosecutors, judges,etc., and tell the victim that his or her identity has been stolen or that he/she is suspected of being involved in money laundering. As a result, the person must freeze all accounts under their name, and transfer funds into an account supervised by the police to prove their innocence. The scammers work together, pretending to be from many different agencies, gradually tricking the victim into transferring payments.

骗子以银行的名义发送短信“温馨提示：您的某某银行信用卡在沃尔玛商场购物消费3988元，感谢您的使用，如有疑问请拨打客服电话：40012345678”。受害人收到短信后，抱着疑问进行咨询，往往被告知信用卡透支、出现使用问题、需要缴纳年费等情况，可能是由于身份证被盗用，指示受害人按其要求进行“修改银行卡程序或加密”等操作以解决问题，然后伺机划走受害人账户中的存款。

A scammer will send you a message to your phone saying something like “Notice: Your credit card was just billed 3,988 yuan at Wal- Mart, thank you for using your credit card. If you did not make this purchase, please call the customer service hotline: 40012345678.“ After the victim receives the message, he/she contacts the so-called hotline. They are often told that their credit card has been overdrawn, there was some kind of problem with the card and now they will be charged annual fees. Sometimes victims are told that their identity has been stolen and that they need to change their password based on the scammer's recommendations. After the changes have been made, the scammers take all of the money in the victim's account.

骗子利用短信平台，用类似于工商银行客服热线“95588”的短信号码向被害人发送短信：“您申请的工行电子密码器将于次日过期，请尽快登入我行网址 www.icbcwd.com升级！”，让被害人误以为“95588”号码之前的数字是短信平台前缀或地区码，且被害人确实申请过工商银行电子密码器，因而对该短信是工商银行发来深信不疑。只要被害人点击手机短信中的工商银行网址链接，即会跳转到一个克隆“工商银行手机银行（WAP)”的网站。当被害人根据网页要求输入银行账号，密码和验证码后，页面显示“由于更新客户过多，请耐心等候”的循环字样时，骗子就利用被害人刚才输入的账号和密码在工商银行官方网站上进行转账操作，当工行网站提示输入电子密码器的验证码时，不法分子就利用“克隆”网站提示被害人输入验证码，随后根据该验证码将被害人账户中的资金转出。

Scammers send out text messages from a number similar to the ICBC customer service hotline (95588) to the victim like “Your secret code will be overdue next day, please log in the web site: www.icbcwd.com to go up a grade as soon as possible!” but with an additional few digits at the ending. Some people will mistake it for the real number, perhaps believing that the numbers at the end is an area code. A person is most likely to respond if he/she has just requested a similar change in his/her password and visits the link in the message. When visiting the page, it appears to be the ICBC Mobile Banking (WAP) page, but is in fact a fake site. The victim is then asked to enter his/her bank account number, password, and authentication code. Upon entering the information the page displays a notice that the site is down due to too many requests. Criminals then take the information that has been put in to transfer money out of your account into theirs.

骗子通过“XX 特价机票订购网”等虚假门户网站或者在论坛发布虚假信息，兜售远低于市场价的机票、名牌包等商品，受害人一旦上钩，就会诱骗其立即通过网上银行进行转账，转账之后，骗子继续以银行账户需要验证或是商品涉嫌走私被查扣等理由，诱使受害人继续实施转账，并威胁受害人，如果不及时转账的话，不但无法得到订购的货品，之前支付的钱款也无法退还。这样一次次地要求受害人支付钱款，直到受害人醒悟为止。

Scammers use ”XX special ticket ordering network” or other fake sites and list prices far below market price for tickets, designer bags and other goods to catch their victims. When someone logs on to make payments, he/she is fooled into making payments to a fake account. After the payment, scammers may use many other tricks to attempt defraud the victim of additional money, including: the first payment didn't go through and needs to be authorized again; asking them to re-verify their account details; or telling the person that the goods he/she originally purchased were smuggled or stolen goods and that they need to pay a fine or additional fees. The scammers continue to find ways of harassing or tricking the victim into making more payments until he/she realizes that there are no goods and that the money he/she has paid is gone.