我们基本上从不借钱，当然我们的保险公司里有浮存金，但是我压根没借过钱。
We basically never borrowed money, of course we had floating deposits in our insurance company, but I never borrowed money at all.
我从来都不借钱哪怕我只有1万块钱，不借钱不一样吗？我钱少的时候做投资也很开心。我根本不在乎我到底是有1万、10万，还是100万。除非遇上了急事，比如生了大病急需用钱。
I never borrowed money even when I had $10,000 basically, what difference did it make. I was having fun as I went along it didn’t matter whether I had $10,000 or $100,000 or $1,000,000 except that I had a medical emergency come along.
我没想过要过不一样的生活，不管是没钱的时候还是有钱的时候
I was going to do the same things when I had a little bit of money as when I had a lot of money.
你我之间有什么差别吗？从衣食住行来看，我们都穿同样的衣服，我们都能吃上麦当劳，还有美味的DQ冰淇淋，我们都住在冬暖夏凉的房子里，我们都能看橄榄球赛在大屏幕上。你在大电视上看，我也在大电视上看。我们的生活完全一样，没多大差别。
If you think of the difference between me and you in terms of how we live, we wear the same clothes basically. We eat similar food - we all go to McDonald’s or better yet,Dairy Queen, and we live in a house that is warm in winter and cool in summer. We watch the Nebraska(football) game on big screen TV. You see it the same way I see it. We do everything the same - our lives are not that different.
我们唯一不一样的地方是我们出行的方式不同。我有一架可以飞来飞去的小飞机，我特别喜欢这架飞机，但这是要花钱的。除了我们出行的方式不同，你说有什么是我能做，但你做不了的吗？
The only thing we do is we travel differently. I travel on my private plane and I love it. But it takes money. Except we travel differently, what can I do that you can't do?
本文节选自巴菲特1998年在佛罗里达商学院的演讲
由数字人巴菲特播报
本视频由七华软件用人工智能技术生成
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