SGD Time Deposit Promo Rates
Enjoy 3.20% p.a. with a minimum placement of S$500 for 3 months via mobile banking placement.
Amount （SGD） | Tenor | Interest Rate (%p.a.） | |
Counter Promo Rates | Mobile Banking Promo Rates (New Placements)* | ||
S$10,000 and above (Over the Counter) S$500 and above (Via Mobile Banking) | 1 mth | 2.85 | 2.95 |
2 mths | 3.10 | 3.20 | |
3 mths | 3.10 | 3.20 | |
4 mths | 2.90 | 3.00 | |
5 mths | 2.85 | 2.90 | |
6 mths | 2.80 | 2.90 | |
9 mths | 2.70 | 2.80 | |
12 mths | 2.70 | 2.80 | |
18 mths | 2.30 | 2.40 | |
24 mths | 2.20 | 2.30 | |
Rates are effective from 02/09/2024
USD Time Deposit Promo Rates
Enjoy a promotion rate with a minimum placement of USD10,000 for 3 months via mobile banking.
Currency | Minimum Amount | Tenor | Mobile Banking Promo Rates %p.a. (New Placements)* |
USD | USD10,000 | 3 mths | 5.15 |
Rates are effective from 12/08/2024
*Mobile Banking Promo Rates will be applicable to New Placement via BOC Mobile Banking APP only. A Savings Account or Current Account is required to make Time Deposit placement via Mobile Banking.
Premature withdrawal of Time Deposit may lead to losses in interest.
The rates are indicative and applicable to personal customers only. For the avoidance of doubt, the Promotion Rates applicable shall be the rates at the point of your Time Deposit placement. Content of this page shall not be reproduced in whole or part without prior consent from Bank of China.
1
To place a USD Time Deposit via Mobile Banking, you need to have either a Multi-Currency Savings Account, or a USD Current Account, and a Foreign Currency Time Deposit Account.
2
If you have not yet opened the required accounts, please refer HERE to apply for them.
3
For newly opened accounts, you must first add the account using the “Account Management” function in Mobile Banking before you can use it.
（For illustration only）
BOC Time Deposit Account
Product Features
Available in 10 currencies: SGD, RMB, USD, EUR, GBP, NZD, AUD, JPY, CAD and HKD. Wide choice of tenors for selection.
Eligible Applicants
●SGD Time Deposit applicants must be at least 15 years old. Foreign currency Time Deposit applicants must be at least 18 years old.
●Singapore Citizen, Permanent Resident, and Foreigners with valid pass (Work Pass / Student Pass / Long Term Visit Pass / Dependent Pass).
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Please visit www.sdic.org.sg for full details.
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