........................................................................................ 每天准时收到我们分享的精彩内容！ 分享热点资讯/保险知识/健康生活好文 每天收获一点小知识，让生活变得更美好！ ........................................................................................
“存款搬家”现象渐现，保险成为低风险投资者新宠，子女教育金、养老金、财富传承，挪储首选增额终身寿，感受时间带来的复利收益；（The phenomenon of "deposit migration" is gradually emerging, and insurance has become a new favorite for low-risk investors. For children's education funds, pensions, and wealth inheritance, the preferred option for transferring deposits is whole life insurance with increasing benefits, allowing investors to experience the compound interest benefits brought by time.）
高利率时代的“繁花”几近落尽，新的舞台拉开帷幕。增额终身寿险、年金险等产品因为利率相对较高，风险较低成为很多人的选择。（The "bloom" of the high-interest rate era is almost over, and a new stage is beginning. Products such as whole life insurance with increasing benefits and annuity insurance have become many people's choices due to their relatively high interest rates and low risks.）
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我们曾以为银行是茁壮生长的土地，没想到二十年过去了，你却越来越瘦了！这年头，还想着通过银行存款或理财产品跑赢通胀，几乎是一件不可能的事了！We once believed banks were fertile soil for our wealth to flourish, yet surprisingly, two decades later, your returns have dwindled! Nowadays, it's nearly an impossible feat to beat inflation through bank deposits or financial products!
产品类别：分红型年金保险
保险期间：年金领取年龄的年生效对应日起20年
投保年龄：28天-75周岁（最佳投保年龄：男60起，女55起）
交费方式：3年交
保险责任：
年金：自年金领取日起，每年领取基本保险金额的100%。
满期金：自年金领取日起20个保单年度末，按照基本保险金额的100%领取满期保险金
身故保险金：被保险人在本合同约定的年金开始领取日前身故，本合同终止，本公司按被保险人身故当时下列两者的较大值给付身故保险金:
1.本合同所交保险费(不计利息);
2.本合同现金价值。
身故保险金被保险人于本合同约定的养老年金开始领取日起身故，本合同终止，本公司按被保险人身故当时下列两者的较大值给付身故保险金:
1.本公司按被保险人身故当时本合同所交保险费(不计利息)扣减累计已领取的养老年金;
2.本合同现金价值,
