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高利率时代的“繁花”几近落尽，新的舞台拉开帷幕。增额终身寿险、年金险等产品因为利率相对较高，风险较低成为很多人的选择。（The "bloom" of the high-interest rate era is almost over, and a new stage is beginning. Products such as whole life insurance with increasing benefits and annuity insurance have become many people's choices due to their relatively high interest rates and low risks.）
保持住“3-8”，就是最大的优势
与过往产品利益比较，也是优势明显
与过往的最大差异点：双账户设计
更多的、更有吸引力的选择。尤其是要对照“降息”的大趋势！
2024年以来，“存款搬家”现象渐现，保险成为低风险投资者新宠，子女教育金、养老金、财富传承，挪储首选增额终身寿，感受时间带来的复利收益；The phenomenon of "deposit migration" is gradually emerging, and insurance has become a new favorite for low-risk investors. For children's education funds, pensions, and wealth inheritance, the preferred option for transferring deposits is whole life insurance with increasing benefits, allowing investors to experience the compound interest benefits brought by time.）
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我们曾以为银行是茁壮生长的土地，没想到二十年过去了，你却越来越瘦了！这年头，还想着通过银行存款或理财产品跑赢通胀，几乎是一件不可能的事了！We once believed banks were fertile soil for our wealth to flourish, yet surprisingly, two decades later, your returns have dwindled! Nowadays, it's nearly an impossible feat to beat inflation through bank deposits or financial products!
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