【爱意康悦】公务员肺癌住院9天,总费用63732元,自费44620元!谁跟我说有社保就够了...

财富   2025-01-06 19:44   广东  

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在病魔面前,我们终究都是弱者。我们能熬得过生活的苦,可是身体却熬不过病痛的折磨。(Another example is that a civil servant with lung cancer was hospitalized for 9 days, with a total cost of 63732 yuan and self funded expenses of 44620 yuan! Who told me that having social security is enough) 

生命就是这般脆弱,有时候,一场小病会拖成一场大病,而一场大病,会演变成一次命运的巨变。(Life is so fragile, sometimes a minor illness can turn into a major illness, and a major illness can evolve into a huge change in fate.)

在健康面前,人永远都没有讨价还价的余地,一场大病,就是一次灾难,他随时可以摧毁的是一个家庭。(In the face of health, people never have room for bargaining. A serious illness is a disaster, and what they can destroy at any time is a family.)

一张住院费用清单

客户是一名公务员,肺癌。短短8天时间,总费用63732;结果社保基本医疗只报了15755(看似65%的报销比例很高,但是扣去自费部分,能报的总额太少),社保补充医疗报了3356,自费44620。后续还需要护理费、营养费、收入损失费,社保能解决多大问题?值得深思!!!


到了医院才知道


到了医院才知道:存折上的存款就是一个数字,不定哪天花完了就被清户了。(I only found out when I arrived at the hospital that the deposit on my passbook is just a number, and it may be cleared one day after spending it all.)


到了医院才知道:除了亲人和家人来看望你就是债主来看你了,家人来看你是关心你,债主来看你是来要钱的,之前所谓朋友早就躲得远远的,为啥?怕你借钱啊!(Only when I arrived at the hospital did I realize that besides relatives and family members coming to visit you, the creditors came to see you. Family members came to see you because they care about you, and creditors came to see you because they want money. Before, so-called friends had long avoided you, why? I'm afraid you'll borrow money!)


到了医院才知道:来这的人借钱都想买保险,当时健康的我却不知道珍惜,后悔莫及。(I only found out when I arrived at the hospital that everyone who came here wanted to borrow money to buy insurance, but I didn't know how to cherish my health at that time. I regret it so much.)


到了医院才知道:你不想买保险时,感觉卖保险的人是在天天打扰你 ,当你着急买保险时,却被卖保险的人告知:对不起,您被公司拒保了…(Only when you arrived at the hospital did you realize that when you didn't want to buy insurance, you felt like the insurance seller was bothering you every day. However, when you were in a hurry to buy insurance, the insurance seller told you: Sorry, you were rejected by the company)


到了医院才知道:辛辛苦苦几十年,都是给医院打工了,不管你有多少钱,在医院也就只能买到一张床,从贫穷到富裕很难很难,但从富裕到贫穷也许就是那么一瞬间。(Only after arriving at the hospital did you realize that after decades of hard work, you have been working for the hospital. No matter how much money you have, you can only buy one bed in the hospital. It is difficult to go from poverty to prosperity, but perhaps it is just a moment.)

你懂保险,保险给你打工;

你不懂保险,你给医院打工;

现在你没保险,你叫裸奔;

未来没有保险,你叫家中的负担;

男主人有保险,体现了责任;

女主人有保险,体现了品质;

小孩有保险,体现了希望;

老人有保险,体现了夕阳下无忧的笑脸。



商保就是16个字!


生得从容


有合适的商业保险做后盾,获得更多的安全感,我们才可以义无反顾地自由选择自己的职业,把握每一个可以发展自己才能的机会。


老得安康


年轻时早做准备早投入,年老时才可以衣食无忧,度过一个“夕阳无限好”的晚年,退休的日子才能活得有尊严。


病得尊严


大病临头,许多人纵使债台高筑,也无力负担高昂的医疗费用。曾经家道富殷,也会因一场大病耗尽储蓄。用保险来填补巨额的医疗费窟窿,便可避免病愈后家途四壁的日子。


走得豁达


豁达的人是不会畏惧死亡的,但他的家人却可能因此陷入失去亲人的无尽痛苦和失去依靠的困窘之中。为了身边所爱的人,也该投保一份保险,承担对他们的责任。

保险值得托付
2024年开门红产品来了,鑫满益足、鑫益丰年学习交流!本号涉及文章、图片、视频等仅为保险行业伙伴内部交流学习使用!
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